The Financial Services Commission of Ontario (FSCO), reports rates have decreased 5.67% on average across the province since August 2013. Some areas have seen as much as a 9% decrease. There have been no rate increases. In Prince Edward-Hastings and Frontenac Lennox & Addington, the average decrease is 7.51%, so the decrease  will vary on an individual basis. The Ontario government plans on reintroducing Bill 171:Fighting Fraud & Reducing Automobile Insurance Rates Act, and Bill 189:Roadside Assistance protection Act which are aimed at bringing about further responsible reforms in the industry  necessary to effect any further rate reductions.