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Tip of the Month

                                                                                                       Barbecue Season Is In Full Swing: Don’t Go Up In Flames

The joys of outdoor cooking also bring fire and associated risks. Here are some safety reminders for gas and propane barbecues to protect you and your property from harm or damage.
•    Never operate a barbecue in an enclosed space, close to a structure, or near combustibles. Have a one metre radius around it free of obstructions. 
•    Keep your barbecue in tip top shape. Check for hose breakage, valve leaks, and other parts before securing the tank well and turning on the gas. 
•    When in use, never leave the grill unattended, and when finished turn the tank off before the burners so the remaining gas in the lines can burn off. This can help prevent a flash the next time the BBQ is in use.
•    Make sure your fire extinguisher is easily accessible and in good working order. 
Additional Tips
•    Propane companies use an additive to create an unpleasant odour like rotten eggs to make a propane leak easier to detect, so you can shut off supply immediately, stop using the grill, and clear the area.
•    Although the risk of carbon monoxide is low when using a BBQ outdoors, it is not entirely eliminated. Learn to recognize the signs of CO2 poisoning and take appropriate action.
•    Store propane tanks in an upright position, in a spot where they are unlikely to be knocked or bumped to prevent any safety risk.

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Do You Have a Modified Vehicle?


A key question on the standard Ontario auto insurance application asks: Has the vehicle been modified or customized in any way? Why is this important?

After market modifications you have made, or plan to make that your insurer is not made aware of can negatively impact your claim recovery. Certain modifications can even result in a claim being invalid as it could affect the original manufacturer’s mechanical design.

These may include, but are not limited to: engine modifications; paint changes; tinted windows; lowered suspension; modified exhaust system; non factory installed wheels, tires, and electronic accessories and equipment.

If you plan to make modifications in order to improve or alter performance, appearance, or increase value, contact your insurance provider to make sure you are properly insured. Be prepared to pay extra premium for customized work.