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Tip of the Month

                                                                                                       Barbecue Season Is In Full Swing: Don’t Go Up In Flames

The joys of outdoor cooking also bring fire and associated risks. Here are some safety reminders for gas and propane barbecues to protect you and your property from harm or damage.
•    Never operate a barbecue in an enclosed space, close to a structure, or near combustibles. Have a one metre radius around it free of obstructions. 
•    Keep your barbecue in tip top shape. Check for hose breakage, valve leaks, and other parts before securing the tank well and turning on the gas. 
•    When in use, never leave the grill unattended, and when finished turn the tank off before the burners so the remaining gas in the lines can burn off. This can help prevent a flash the next time the BBQ is in use.
•    Make sure your fire extinguisher is easily accessible and in good working order. 
Additional Tips
•    Propane companies use an additive to create an unpleasant odour like rotten eggs to make a propane leak easier to detect, so you can shut off supply immediately, stop using the grill, and clear the area.
•    Although the risk of carbon monoxide is low when using a BBQ outdoors, it is not entirely eliminated. Learn to recognize the signs of CO2 poisoning and take appropriate action.
•    Store propane tanks in an upright position, in a spot where they are unlikely to be knocked or bumped to prevent any safety risk.

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Who Pays for Insurance Fraud

Who Pays for Insurance Fraud ?


March is Fraud Prevention Month, a good time to highlight that insurance crime impacts us all. The human and financial costs of insurance-related crimes such as fake accidents and falsifying insurance claims not only affect the unsuspecting victims, but the general public by needlessly using up valuable law enforcement and court and health care resources, which translates into all Canadians paying higher taxes and significantly higher insurance premiums.

The cost of fraud is bilking Canadian drivers to the tune of over $1 billion dollars annually. For example, according to the Insurance Bureau of Canada (IBC), the average auto premium in Ontario in 2020 was $1616, and up to $236 of that premium was due to the costs of insurance fraud.

To raise awareness and coordinate efforts to fight insurance crime, IBC and its member property and casualty insurers work with law enforcement agencies, all levels of government, insurance brokers’ organizations, and other stakeholders across Canada.

Go to for tips on how to protect yourself from becoming a victim of insurance crime. If you think you may be a victim of fraud or are aware of someone committing the act, contact your insurance provider and report it. You can also report it to Crime Stoppers, the Canadian Anti-Fraud Centre, or call IBC’s anonymous tip line 1-877-IBC-TIPS.