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Tip of the Month

                                                                                                       Barbecue Season Is In Full Swing: Don’t Go Up In Flames

The joys of outdoor cooking also bring fire and associated risks. Here are some safety reminders for gas and propane barbecues to protect you and your property from harm or damage.
•    Never operate a barbecue in an enclosed space, close to a structure, or near combustibles. Have a one metre radius around it free of obstructions. 
•    Keep your barbecue in tip top shape. Check for hose breakage, valve leaks, and other parts before securing the tank well and turning on the gas. 
•    When in use, never leave the grill unattended, and when finished turn the tank off before the burners so the remaining gas in the lines can burn off. This can help prevent a flash the next time the BBQ is in use.
•    Make sure your fire extinguisher is easily accessible and in good working order. 
Additional Tips
•    Propane companies use an additive to create an unpleasant odour like rotten eggs to make a propane leak easier to detect, so you can shut off supply immediately, stop using the grill, and clear the area.
•    Although the risk of carbon monoxide is low when using a BBQ outdoors, it is not entirely eliminated. Learn to recognize the signs of CO2 poisoning and take appropriate action.
•    Store propane tanks in an upright position, in a spot where they are unlikely to be knocked or bumped to prevent any safety risk.

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Marijuana - May I?

Marijuana - May I ?


With the recent legalization of recreational cannabis, there are several points to be aware of. Your home insurance coverage or claim shouldn’t be affected if you grow or possess cannabis in quantities and under conditions that are permitted by law in Ontario. Any illegal drug operations are prohibited and excluded. If you are making significant modifications to your property, or you purchase special equipment to grow cannabis legally, it could affect your coverage, so contact your broker.

If you live in a condo, the rules and regulations of the condominium corporation may prevent both the growth and smoking of cannabis.

If you are renting, the building management and landlords have the right to set different rules regarding the use and growing of cannabis.

The smell, especially the smoke, seeps and permeates, and if it is grown improperly, mould and fungi can occur devaluing the resale or rental value of the premises.

Legalization will change how we buy property. Clauses in agreements of purchase and sale will likely inquire whether cannabis was grown in the property. Since environmental, health risks, and physical effects can go undetected, buyers, real estate agents, and home inspectors will be extra vigilant.