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Tip of the Month

                                                                                                       Barbecue Season Is In Full Swing: Don’t Go Up In Flames

The joys of outdoor cooking also bring fire and associated risks. Here are some safety reminders for gas and propane barbecues to protect you and your property from harm or damage.
•    Never operate a barbecue in an enclosed space, close to a structure, or near combustibles. Have a one metre radius around it free of obstructions. 
•    Keep your barbecue in tip top shape. Check for hose breakage, valve leaks, and other parts before securing the tank well and turning on the gas. 
•    When in use, never leave the grill unattended, and when finished turn the tank off before the burners so the remaining gas in the lines can burn off. This can help prevent a flash the next time the BBQ is in use.
•    Make sure your fire extinguisher is easily accessible and in good working order. 
Additional Tips
•    Propane companies use an additive to create an unpleasant odour like rotten eggs to make a propane leak easier to detect, so you can shut off supply immediately, stop using the grill, and clear the area.
•    Although the risk of carbon monoxide is low when using a BBQ outdoors, it is not entirely eliminated. Learn to recognize the signs of CO2 poisoning and take appropriate action.
•    Store propane tanks in an upright position, in a spot where they are unlikely to be knocked or bumped to prevent any safety risk.

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Help to Keep the Floodgates Closed

                                                                                        Help to Keep the Floodgates Closed


Commercial entities are facing a new wave of water-related exposures, as flooding is on the rise, whether it be from sudden, torrential downpours or unexpected major winter thaws. Flood risk is made worse by ageing infrastructure including old sewer mains and storm drains, which result in water backups into commercial properties. Business owners now have to look at acquiring overland flood insurance or additional flood insurance coverage on top of their commercial property and business interruption coverage. Even if not directly flooded, a commercial property can still face serious business interruption losses if the infrastructure surrounding the business has been impacted by a flood.

Risk management firms can work with businesses to assess weak points within commercial properties and assist in mitigation to prevent large flood losses which may include measures such as minor construction to low-lying or weak areas , additional drainage, dry inflatable berms or property alterations.