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Tip of the Month

                                                                                                       Barbecue Season Is In Full Swing: Don’t Go Up In Flames

The joys of outdoor cooking also bring fire and associated risks. Here are some safety reminders for gas and propane barbecues to protect you and your property from harm or damage.
•    Never operate a barbecue in an enclosed space, close to a structure, or near combustibles. Have a one metre radius around it free of obstructions. 
•    Keep your barbecue in tip top shape. Check for hose breakage, valve leaks, and other parts before securing the tank well and turning on the gas. 
•    When in use, never leave the grill unattended, and when finished turn the tank off before the burners so the remaining gas in the lines can burn off. This can help prevent a flash the next time the BBQ is in use.
•    Make sure your fire extinguisher is easily accessible and in good working order. 
Additional Tips
•    Propane companies use an additive to create an unpleasant odour like rotten eggs to make a propane leak easier to detect, so you can shut off supply immediately, stop using the grill, and clear the area.
•    Although the risk of carbon monoxide is low when using a BBQ outdoors, it is not entirely eliminated. Learn to recognize the signs of CO2 poisoning and take appropriate action.
•    Store propane tanks in an upright position, in a spot where they are unlikely to be knocked or bumped to prevent any safety risk.

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Planning A Holiday Party?

If you host an event or party where alcohol is served, you have a legal responsibility to ensure your guests do not drive after drinking. And, If your event requires a liquor permit, your liability exposure is greatly increased. The line between host liability and liquor liability can sometimes be unclear. Party Alcohol Liability coverage is available through a specialty market. Depending on circumstances, coverage  may be included or endorsed on your homeowner’s policy. Check with your broker for details. Here are some tips to reduce your liquor liability exposure.

-Hire a licensed and insured vendor to serve the alcohol.

-Serve drinks rather than having an open bar. That  way you can monitor consumption.

-Serve food, as adequate amounts of food slow down the effects of alcohol.

-Offer plenty of non-alcohol drinks.

-Hold the event early in the day to discourage excessive drinking.

-Provide a list of alternative forms of transportation for guests who have imbibed.