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                                                                                                       Barbecue Season Is In Full Swing: Don’t Go Up In Flames

The joys of outdoor cooking also bring fire and associated risks. Here are some safety reminders for gas and propane barbecues to protect you and your property from harm or damage.
•    Never operate a barbecue in an enclosed space, close to a structure, or near combustibles. Have a one metre radius around it free of obstructions. 
•    Keep your barbecue in tip top shape. Check for hose breakage, valve leaks, and other parts before securing the tank well and turning on the gas. 
•    When in use, never leave the grill unattended, and when finished turn the tank off before the burners so the remaining gas in the lines can burn off. This can help prevent a flash the next time the BBQ is in use.
•    Make sure your fire extinguisher is easily accessible and in good working order. 
Additional Tips
•    Propane companies use an additive to create an unpleasant odour like rotten eggs to make a propane leak easier to detect, so you can shut off supply immediately, stop using the grill, and clear the area.
•    Although the risk of carbon monoxide is low when using a BBQ outdoors, it is not entirely eliminated. Learn to recognize the signs of CO2 poisoning and take appropriate action.
•    Store propane tanks in an upright position, in a spot where they are unlikely to be knocked or bumped to prevent any safety risk.

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Do Renter's Need Insurance

Close to 50% of renters do not have insurance coverage according to a recent survey. The Insurance Bureau of Canada indicates this is especially common among young people, who also fail to appreciate the full value of their belongings. Given the high cost of rent, many renters have roommates for financial reasons, but face increased risks when living with unrelated persons, such as unintentional injury to someone else.

A tenant package provides coverage not only for contents but also tenant’s legal liability. For example, tenants could be liable if their toaster oven causes a fire and affects other units, or if they accidentally leave a tap on in the bathroom and cause water damage to others’ property. Without insurance, the costs would come out of their own pocket.

A tenant’s package also provides for additional living expenses, up to 20% of the contents amount, if a fire or other insured peril occurred, and the building could not be lived in. The coverage would respond to any resulting  extra costs incurred.

Although the Ontario Residential Tenancies Act  does not require a tenant to carry a tenant’s package, landlords do have the right to insist on seeing proof of insurance prior to accepting a tenant or a sublet