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Tip of the Month

                                                                                                       Barbecue Season Is In Full Swing: Don’t Go Up In Flames

The joys of outdoor cooking also bring fire and associated risks. Here are some safety reminders for gas and propane barbecues to protect you and your property from harm or damage.
•    Never operate a barbecue in an enclosed space, close to a structure, or near combustibles. Have a one metre radius around it free of obstructions. 
•    Keep your barbecue in tip top shape. Check for hose breakage, valve leaks, and other parts before securing the tank well and turning on the gas. 
•    When in use, never leave the grill unattended, and when finished turn the tank off before the burners so the remaining gas in the lines can burn off. This can help prevent a flash the next time the BBQ is in use.
•    Make sure your fire extinguisher is easily accessible and in good working order. 
Additional Tips
•    Propane companies use an additive to create an unpleasant odour like rotten eggs to make a propane leak easier to detect, so you can shut off supply immediately, stop using the grill, and clear the area.
•    Although the risk of carbon monoxide is low when using a BBQ outdoors, it is not entirely eliminated. Learn to recognize the signs of CO2 poisoning and take appropriate action.
•    Store propane tanks in an upright position, in a spot where they are unlikely to be knocked or bumped to prevent any safety risk.

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So, What Else is New?

                                                                                       So, What Else is New?


Over the past few months, we have informed you of upcoming changes to the Standard Automobile Insurance policy which will take effect as of June 1, 2016. As previously noted, there has been a major overhaul of the medical, rehabilitation & attendant care benefits under the Standard Accident Benefits coverage. Here are other changes also coming into effect June 1.

  • The new standard deductible for Comprehensive coverage will be 500.
  • PAC fees will be reduced from the current 3%. (maximum of 1.3% for annual policies).
  • Insurers cannot use minor at-fault accidents to increase premiums if they meet all of these criteria:

-No payment has been made by any insurer for damages to the automobile or property.

-The cost of damage to each automobile does not exceed $2000, and is paid by the at-fault driver.

-There are no personal injuries sustained as a result of the accident.

-The insured automobile (or its replacement) did not have any minor accident in the past 3 years.

Contact your broker for details regarding any of these government mandated changes.