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Tip of the Month

                                                                                                       Barbecue Season Is In Full Swing: Don’t Go Up In Flames

The joys of outdoor cooking also bring fire and associated risks. Here are some safety reminders for gas and propane barbecues to protect you and your property from harm or damage.
•    Never operate a barbecue in an enclosed space, close to a structure, or near combustibles. Have a one metre radius around it free of obstructions. 
•    Keep your barbecue in tip top shape. Check for hose breakage, valve leaks, and other parts before securing the tank well and turning on the gas. 
•    When in use, never leave the grill unattended, and when finished turn the tank off before the burners so the remaining gas in the lines can burn off. This can help prevent a flash the next time the BBQ is in use.
•    Make sure your fire extinguisher is easily accessible and in good working order. 
Additional Tips
•    Propane companies use an additive to create an unpleasant odour like rotten eggs to make a propane leak easier to detect, so you can shut off supply immediately, stop using the grill, and clear the area.
•    Although the risk of carbon monoxide is low when using a BBQ outdoors, it is not entirely eliminated. Learn to recognize the signs of CO2 poisoning and take appropriate action.
•    Store propane tanks in an upright position, in a spot where they are unlikely to be knocked or bumped to prevent any safety risk.

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Winter Tire Discount Around the Corner

                                                              Winter Tire Discount Around the Corner

Starting January 1, 2016, the Ontario Ministry of Finance is requiring all provincial insurance companies to provide a discount for drivers who buy and install winter tires. Currently about 45% of insurers already offer some form of a winter tire discount. The rest of the insurers will determine the amount of the discount, and what documentation, if any, they require from drivers to verify their use of winter tires.

Drivers who install winter tires and whose policy renewal is after January 1, 2016, should call their insurance provider to inquire about a possible mid-term discount on their auto premium.

Winter tires enhance safety and reduce the likelihood of collisions by improving traction, braking, and handling in frost, snow, slush, and under cold and icy conditions. Winter tires in good condition can shorten braking distance by as much as 25%.